Posted in Buy a Car

Making A Great Impression On Customers

In the business world, image can be very important. Clients usually want to work with a company that has influence, stature and a strong identity. This means that your business always has to be ready to impress whenever you are preparing to meet with a client. It is often the attention to detail that will help your business to get the big contracts from your clients.

Making A Great Impression On Customers

Transportation

When you are hosting a conference or trade meeting with your clients, it is important to make a strong impression right off the bat. As you are arranging accommodations for your customers, be sure to get more information on your transportation options to make sure you are making the right choice. Your customer is going to be much more impressed being picked up by a corporate car than an intern in a personal vehicle.

Virtual Offices

Small businesses often wonder how they can impress clients in other cities, and the answer is to subscribe to a virtual office service. A virtual office service allows you to rent an office and conference room in buildings all over the country, but only when you need them. With a virtual office, you can go to a customer’s city and bring them back to a conference in your building that they will never forget.

Presentation Materials

If you hire a corporate car and rent a professional looking conference room to impress your customers, then you need to finish off your company’s good impression by using professionally done presentation materials. It is usually the details that your customers notice, and presentation materials in custom binders with colorful graphics are details that will definitely grab your customer’s attention.

The truth is that if you want to succeed in business then you need to invest in your company’s image. There are plenty of services available today that can make your company look bigger than it is, and give your company a first impression that your customers will never forget.

Posted in Buy a Car

Benefits of Going to A Used Car Dealer

Benefits of Going to A Used Car Dealer

Getting a car can be exciting. Buying a car that no one has owned, that still has its new car smell and that feel and a single digit mileage, of course, is even more exciting. That new car feel and scent, however, never come cheap. Though many may like it, not all can afford it.

There is no problem in not being able to afford it; there are used car dealers who sell cars that are almost new and at a price range one can afford. This is thus the greatest advantage of using a used car dealer to find your ride. You will be able to afford it. If you are purchasing with your cash or a loan, it is cheaper than getting a new car and you can now afford it. This will allow you to get that car model you have always wanted and a pocket-friendly price range.

By buying a new car, you reduce your worries and stress. Studies have shown that in the first year, new cars lose more than 40% of their original value. In fact after buying it, the second it rolls out of the dealer’s shop; it has already started depreciating. Most new car owners are stressed because they do not want it to get scratched if they could they wouldn’t even allow mud to touch their cars. With a used car, you do not have to worry at all. The value of the car will remain the same for some time.

Another best place to look for a smart used car is at a scrap car dealer. Here, they ensure to assemble various parts from different cars to bring you an exceptional vehicle. The dealers have the corresponding skills to ensure the vehicle you get is comfortable and suitable for your needs. Additionally, the same dealers will help you get rid of the car once you feel it is no longer valuable to you.

Buying a used car from a real dealer allows that you can buy any make and any model year you want. Sometimes car dealers run out of a model year especially if the design gets outdated. This does not mean that you still cannot have the car of your dreams because it is an older model. Going to a big and well-stocked dealer will allow you to buy practically any car model you would like at an affordable price too. Most new car dealers sell cars that have been realized in the past year or two. Used car dealers may even have models that were released 15 years ago.

The other benefit of going to a used car dealer is that you can always find them online. This is particularly helpful to the people who are new to certain area who have no idea how to find a used car dealer in that area. It is also good if you are looking to compare prices but do not want to walk to each merchant.

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Posted in Buy a Car

Buy Your First Car with Zero EMI

Many times, individuals have to postpone the purchase of a new car because they are unable to save enough for the same. Your prized possession should not burn a hole in your pockets. Considering the number of loan options available, purchasing a car has become easier.

Most banks finance about 80% of the value of the car, which means remaining 20% will be your down payment. The equated monthly installment (EMI) will have to be paid each month and it will be a fixed outgo from your monthly salary. So is there a trick to own a car without having to do this? Read on to find a way out.

Replace EMI with SIPs

Purchasing a car is not an overnight decision. It requires adequate financial discipline, planning, and market research, with the help of which, it can be possible to save enough to buy a car in the next five years.

When you seek a car loan, you will be required to pay EMIs for the next four to five years depending on the tenure and the amount of EMI settled with the bank. Instead, if you choose to start a Systematic Investment Plan (SIP) and invest regularly for these years before you plan to get your own car, you will have enough returns to accumulate the amount needed to buy a car. EMIs carry an amount of interest as well. With an SIP, there will be no additional amount you will have to pay. On the contrary, by investing in mutual funds, you will be able to earn enough to save for your car.

How mutual funds work

If you are wondering how mutual funds work, then let us tell you that mutual funds are managed by fund managers who collect money from investors and invest the same in order to generate higher returns. The fund manager tries to make the most of the investment and ensures that the risk is reduced to a minimum. It is a mix of debt and equity. The rate of return depends on the market volatility.

Advantages of mutual funds

Although market volatility does affect mutual funds, investing in them ensures you a high rate of return at a low-risk rate. Some of the primary benefits of mutual funds include the following:

  • Invest as an SIP

An SIP is an investment into mutual funds that enjoy a higher return and lower risk. A regular monthly investment will ensure that the returns at the end of the investment period are high. Since the portfolio will be diversified, the investor enjoys a lower risk and the returns can be as high as 15%.

  •  Enjoy liquidity

It is possible to get in and out of mutual funds with ease. In case you seek immediate liquidity of funds, it is possible to achieve the same. There is no lock-in period and you will receive your funds in no time.

  •  Avail of low transaction cost

With an SIP, the overall cost of a transaction will be low. Since new units are purchased each month, the total cost of purchase will come down. It allows transactions on a large scale but with less money.

With a regular SIP, you will be able to purchase the car without a bank loan and might also get an opportunity to buy a higher model. Right financial planning and decision making will help you save on the EMI and offset the car purchase with SIPs. There are a number of mutual funds in India for you to choose from. If you are a new investor, contact the fund manager to learn … Read more ...